How to Protect Yourself and Your Belongings in a Foreclosure

How to Protect Yourself and Your Belongings in a Foreclosure

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Millions of Americans have faced the threat of foreclosure or have been foreclosed on in their lifetimes. Whether it’s due to financial struggles or an unstable housing market, homeowners should know that they aren’t facing this alone. There are steps you can take to protect your home and your valuables during the foreclosure process, and there are legal experts who can assist you in possibly remedying your situation.

Safely Store Your Belongings

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If you’re facing a foreclosure or short sale on your home, your belongings are most likely your main priority. Renting a self-storage unit can help you avoid losing any of your valuable items. If you’re wondering, “Where are the best storage units near me?” US Self Storage can help you find exactly what you need in a storage facility. With their extensive listings, you can search for storage units across the United States by zip code and filter through the results by the size of the unit in order to find the right option for you.

Companies like US Self Storage provide a list of storage units with all kinds of amenities such as humidity and climate control, 24-hour access, video surveillance, vehicle storage, larger units with extra space as well as discounts and specials for rent and administration fees. Regardless of the specific amenities that you need for storing your belongings while you’re finding a new home, US Self Storage can find storage facilities with convenient locations and affordable prices. They also provide the contact information for the site managers and facility managers who can answer any of your questions and get you the best deal based on your situation. It’s a good idea to contact facility managers before renting a unit so they can confirm the security features, first-month rent, admin fees, and other details about the storage unit. Many facility managers also offer free packing supplies and discounts on U-Haul trucks and movers.

Renting a storage unit with extra space, climate control, 24-hour access, and video surveillance could be the best solution to your current situation, but it shouldn’t cost you a fortune. US Self Storage will find you the best storage space to alleviate the stress of packing, moving, and storing your belongings during the moving and foreclosure process.

Know Your Options and Rights

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If you’re facing foreclosure it’s important to know your rights, and the best way to make an informed decision in the situation is to seek legal advice from a bankruptcy and foreclosure attorney. Whether you decide to go through with the foreclosure or to stand up to the mortgage company and lenders, legal help is necessary for this process. Your lead counsel can help you come up with a course of action depending on how you’d like to proceed.

Nick C. Thompson is a Louisville foreclosure attorney that helps families in the midst of foreclosure stand up to their creditors and mortgage company. His law firm of legal advisers knows the appropriate jurisdictions to pursue based on your own personal circumstances. Your confidential relationship is the law firm’s priority and they strive to protect your personal information as you move to the next step of the foreclosure process. Thompson helps families renegotiate their mortgage payments and organize a new repayment plan. With his legal help, you can avoid the headache and hassle of the paperwork and fine print that lenders try to pile on you during the loan modification negotiations. Thompson and his fellow legal advisers will review your paperwork and financial statements to ensure you get the most out of your own investment.

Thompson’s law firm can also help families avoid foreclosure altogether with bankruptcy filings. Depending on how you file, the bankruptcy will either temporarily stall the foreclosure or stop it completely. Thompson can help you make an informed decision on the course of action you would like to take. With the help of a law firm, you may be able to save your home and protect your family and belongings.